Credit card 101: Options for first-time users

Getting a credit card for the first time? Here are the different credit card options to help you. →

Credit Score Zealots Pursue Fool's Errand for Top Score

Jeff Rose, a 33-year-old financialplanner, is trying to improve his credit score even though it's780, which is 69 points above the median score. Rose, who lives in Carbondale, Illinois , said he opened ...

Credit Score Zealots Pursue Fool’s Errand

Jeff Rose, a 33-year-old financial planner, is trying to improve his credit score even though it’s 780, which is 69 points above the median score.

Credit-Score Zealots Obsess on 800

Many consumers have taken unnecessary pains to drive their credit-score numbers past the FICO standard of excellence

6 Benefits Of Increasing Your Credit Limit

If you can resist the urge to overspend, then raising your credit limit could benefit you in various ways.

Social media-based credit score?

Facebook friends could be the worst enemies of your credit score. That's according to a disturbing article Friday from the New York Observer.

Chasing high credit score may be pointless

Jeff Rose, a 33-year-old financial planner, is trying to improve his credit score even though it’s 780, which is 69 points above the median score. Rose, who lives in Carbondale, Illinois , said he opened up a second credit card last year to establish another line of credit and help boost his score.

Credit Q&A: Are Rewards Points Taxable?

NEW YORK (MainStreet) -- Q: I heard that Citi Bank sent 1099 forms to cardholders who earned frequent-flier miles through a special promotion. Are my credit card rewards points taxable? A: Generally speaking, your rewards points aren't going to be taxable if you've earned them by charging purchases to your credit card. High sign-on bonuses may require you to fill out a form for the IRS. As we've ...

Your credit resource: Save money in 2012 by paying your bills on time

Q: My wife comes unglued when she sees late charges on our bills. I'm not sure what the big deal is, because paying a late fee doesn't get reported on your credit report. How can I explain this to my wife?

Cosigning For Your Child's Credit Card Can Cost You

In the early 1990s, I cosigned for a credit card for my son, who was then a college student. The credit card had a limit of $500. Recently, my credit report showed a substantial balance on the