Cosigning For Your Child's Credit Card Can Cost You

In the early 1990s, I cosigned for a credit card for my son, who was then a college student. The credit card had a limit of $500. Recently, my credit report showed a substantial balance on the

Monitor your credit for free

I take some time every year to pull a free credit report from AnnualCreditReport.com to make sure my finances are in order and there aren't any delinquent accounts in my file that shouldn't be there.

Debts can linger beyond removal from credit report

Q. How do I find out the timeline on my debt? I know after six or seven years the debt is taken off. I would like to know if there is a way to see if it is gone.

Call For Action: Get The Perfect Score for Your Credit

Are you paying more to borrow money than your friends and neighbors because of a bad credit score? Richard Cherrison...

How to correct an erroneous credit report

Dear Dr. Don,My husband and son have the same name, except my son is the 3rd. My son is in the U.S. Air Force and is only 20 years old. When applying for a loan to purchase his first car, he found out ...

When does old debt fall off your credit report?

Dear Debt Adviser,How do I find out the timeline on my debt? I know after six or seven years the debt is taken off. I would like to know if there is a way to see if it is gone.-- Mark Dear Mark,Now you ...

Credit care: Wife's bad credit doesn't have to ruin her husband's

Q: When I was in college in 2005, I let a credit card go into collections. When I left college a year later and joined the military, I found that my student loans went into collections. I contacted these agencies and paid off all the debt I have. My credit score is currently 625 and my husband's is in the mid-700s. Most of the bills are in his name, and the ones I have are not on my report.

Can wages be garnished for old debt?

Editor's note: This column is a continuation of the column that ran Feb. 2, "Young mother with old debt fears collectors." Dear Debt Adviser,Your article, "Old debts won't hurt new loan," ...

Upscale Latino Consumers in the U.S.

NEW YORK, Feb. 6, 2012  /PRNewswire/ -- Reportlinker.com announces that a new market research report is available in its catalogue: Upscale Latino Consumers in the U.S. http://www.reportlinker.com/p0769025/Upscale-Latino-Consumers-in-the-US.html#utm_source=prnewswire&utm_medium=pr&utm_campaign=Home_Building_and_ImprovementHighlighting ...

When does old debt fall off credit report?

Dear Debt Adviser, How do I find out the timeline on my debt? I know after six or seven years the debt is taken off. I would like to know if there is a way to see if it is gone.