Speak up if you want free credit scores with annual reports: Plain Dealing - Plain Dealer

Speak up if you want free credit scores with annual reports: Plain Dealing Plain Dealer But credit scores are like snowflakes – no two are the same. Score crunchers – the credit bureaus and companies like Fair Isaac, which provides FICO scores – use their own formulas to calculate scores. Not only that, their corporate clients – for ... and more »

Wife's bad credit doesn't have to ruin her husband's - CreditCards.com

CreditCards.com

Wife's bad credit doesn't have to ruin her husband's CreditCards.com To better understand your credit score and how to improve it, I recommend that you do a little research. CreditCards.com has an in-depth look at each of the factors that make up a FICO score. (Check out "How your FICO score is calculated. and more »

Credit help: How to continue your financial life after bankruptcy - Newsolio (blog)

Newsolio (blog)

Credit help: How to continue your financial life after bankruptcy Newsolio (blog) You should also be aware of your FICO score. This number represents a condensed version of your credit history, considering late payments, employment history, credit history, current credit patterns and other factors. This score is calculated by each ... and more »

Susan Tompor: Getting new credit cards can ding your credit score - Detroit Free Press

Susan Tompor: Getting new credit cards can ding your credit score Detroit Free Press Whenever your score is calculated -- and that could be in the middle of a billing cycle -- your current balances and credit limits are plugged into the FICO scoring formula. The FICO score looks at credit utilization, or the amount you owe on your card ... and more »

How to help polish up your credit - The Newark Advocate

How to help polish up your credit The Newark Advocate Improve your score. Various lenders and other financial firms calculate different types of credit scores. In general they all reward consumers who pay bills on time and keep debts manageable. For instance, 35 percent of FICO credit scores depend on ... and more »

Credit reporting on rent can be mixed bag - Chicago Tribune

Credit reporting on rent can be mixed bag Chicago Tribune But that is starting to change, and if you're a 20-something with little or no credit history, your rent payments could make a big difference to your score. Here's what you need to know. The new score Starting March 1, certain FICO scores will begin to ...

Debit-Card Pitchwoman Orman Flirts With Conflict: Susan Antilla - Bloomberg

Bloomberg

Debit-Card Pitchwoman Orman Flirts With Conflict: Susan Antilla Bloomberg She has said she hopes that FICO credit scores will one day reflect consumers' use of prepaid debit cards, which might help less- affluent people who don't have bank accounts. With that goal in mind, she will share anonymous information with TransUnion ... and more »

Save Money, Cut Card Rates, By Boosting Credit Score - Investor's Business Daily

Save Money, Cut Card Rates, By Boosting Credit Score Investor's Business Daily And that makes up 30% of your Fico credit score, the most widely used calculation. One way to do that is by getting your credit card company to boost your credit cap, says Erik Larson, president of NextAdvisor.com, an online credit service provider.

Credit care: Closing a store credit card might lower your score - Arizona Daily Star

Credit care: Closing a store credit card might lower your score Arizona Daily Star That would hurt your credit utilization rate - how much debt you have compared with available credit - and that's the second-most-important factor that the credit scoring firm FICO uses in calculating your score. Your payment history is the most ... and more »

Income, Assets Can't Affect Credit Score - LoanSafe

Income, Assets Can't Affect Credit Score LoanSafe They make all the right moves, such as paying bills on time each month, yet their score is nowhere near 850, the top number in the widely used FICO score. Many consumers are aware of the important role that credit scores now play in our financial lives ...