Credit Builder Loans Can Help Burnish Your Credit Score - New York Times (blog)

Newsolio

Credit Builder Loans Can Help Burnish Your Credit Score New York Times (blog) After all, the bureaus are the ones that provide the reports that are used to create the FICO score, which most lenders use to judge borrowers. Nearly 15 percent of the 7400 credit unions in the United States offer a credit builder program, ... Credit help: How to continue your financial life after bankruptcyNewsolio (blog) all 3 news articles »

FICO Says Hola to Spanish-Speaking Consumers - New York Times (blog)

New York Times (blog)

FICO Says Hola to Spanish-Speaking Consumers New York Times (blog) By ANN CARRNS The creator of the FICO score, the number used by most banks and lenders to gauge a consumer's creditworthiness, is now offering credit scores, credit reports and related information “en Espanol.” The Fair Isaac Corporation has introduced ... FICO now has credit reports and information in SpanishConsumerReports.org (blog) Protect yourself against credit repair scamsExaminer.com all 4 news articles »

FICO Origination System Chosen by Banco Leon in the Dominican Republic - Sacramento Bee

FICO Origination System Chosen by Banco Leon in the Dominican Republic Sacramento Bee FICO's innovative solutions include the FICO® Score -- the standard measure of consumer credit risk in the United States -- along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, ... and more »

Debit-Card Pitchwoman Orman Flirts With Conflict: Susan Antilla - San Francisco Chronicle

Bloomberg

Debit-Card Pitchwoman Orman Flirts With Conflict: Susan Antilla San Francisco Chronicle She has said she hopes that FICO credit scores will one day reflect consumers' use of prepaid debit cards, which might help less- affluent people who don't have bank accounts. With that goal in mind, she will share anonymous information with TransUnion ... Suze Orman's Top Five Money Mistakes You Can't Afford To MakeForbes all 9 news articles »

Startups assess loans without using FICO scores - San Francisco Chronicle

Startups assess loans without using FICO scores San Francisco Chronicle For more than 40 years, banks have counted on FICO scores to determine the creditworthiness of American consumers. Now a handful of California entrepreneurs say it's time for a smarter way to size up borrowers. San Francisco startups BillFloat and ... Startups Size Up Loan Candidates With Algorithms Rather Than FICO ScoresBloomberg Rethinking Credit ScoresBusinessWeek Algorithms Evaluating Borrowers Credit Score NowSocial Barrel all 5 news articles »

FICO selling credit reports in Spanish for first time - Washington Post

FICO selling credit reports in Spanish for first time Washington Post The company behind the most widely used credit scores, Fair Isaac Corp., plans to announce Tuesday that its consumer website and products are available in Spanish for the first time. FICO says the prices and products are the same as on the English ... FICO sells credit reports in SpanishBoston.com all 78 news articles »

Fitch Expects to Rate CarMax Auto Owner Trust 2012-1; Presale Issued - MarketWatch (press release)

Fitch Expects to Rate CarMax Auto Owner Trust 2012-1; Presale Issued MarketWatch (press release) (FICO) score (694. Used cars total 99.02% and the WA loan-to-value (LTV), debt-to-income, and payment-to-income ratios are similar to 2011 pools. Consistent Credit Enhancement: The cash flow distribution in 2012-1 is a sequential-pay structure ... and more »

Credit reporting on rent can be mixed bag - Chicago Tribune

Credit reporting on rent can be mixed bag Chicago Tribune But that is starting to change, and if you're a 20-something with little or no credit history, your rent payments could make a big difference to your score. Here's what you need to know. The new score Starting March 1, certain FICO scores will begin to ...

Credit Score Zealots Pursue Fool's Errand for Scores - Bloomberg

Bloomberg

Credit Score Zealots Pursue Fool's Errand for Scores Bloomberg Those efforts may be futile because once consumers have FICO credit scores of 760, a higher one doesn't mean they'll get better interest rates on mortgages and credit cards or more elite card offers, said Greg McBride, senior financial analyst at ... Credit Scores and Approved Auto LoansAuto Credit Express (blog) all 25 news articles »

Filing for Chapter 7 Relief is not a Quick Fix Says Des Moines Bankruptcy Lawyer - Law Firm Newswire (press release)

Filing for Chapter 7 Relief is not a Quick Fix Says Des Moines Bankruptcy Lawyer Law Firm Newswire (press release) This means their credit score, often referred to as a FICO score may drop by as much as 200 points. FICO stands for Fair, Isaac and Company, one of the first credit score companies, founded in 1956. A drop such as that may mean getting a loan or other ... and more »