6 Benefits Of Increasing Your Credit Limit

Increasing your??credit limit just means giving yourself the opportunity to spend beyond your means, right? Not necessarily. Increasing??your??credit limit can have a number of upsides if you manage your credit wisely. SEE: 4 Common Credit Card Misconceptions Lowers Your Credit Utilization and Increases Your Credit Score The FICO credit scoring model will ding your credit ...

Call For Action: Get The Perfect Score for Your Credit

Are you paying more to borrow money than your friends and neighbors because of a bad credit score? Richard Cherrison...

Credit Builder Loans Can Help Burnish Your Credit Score

Credit builder loans, offered by credit unions and other institutions, help credit-starved borrowers rebuild or establish a credit history.

FICO Declares Quarterly Cash Dividend

MINNEAPOLIS, Feb. 8, 2012 /PRNewswire/ -- FICO (NYSE:FICO - News), the leading provider of analytics and decision management technology, has declared a two cent per share quarterly dividend, payable on March ...

Comment on Job-seekers, employers take sides on value of credit histories

Exactly. If you're trying to obtain credit from financial institutions on a massive scale, then yes, it will lower your credit score. It's all about the coding entered into a credit inquiry that determines what may or may not affect your score. An employer running a credit history doesn't manipulate your FICO in either direction.

Credit score zealots pursue fool's errand for numbers over 800

Credit score zealots pursue fool's errand for numbers over 800 BlOOMBERG Copyright 2012 BlOOMBERG. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. Published 12:56 a.m., Saturday, January 21, 2012 NEW YORK - Jeff Rose, a 33-year-old financial planner, is trying to improve his credit score even though it's 780, which is 69 points above the median ...

Credit Q&A: How Is My Credit Score Calculated?

Credit scoring models are numerous, but most models look at the same major categories.

FICO sells credit reports in Spanish

Credit reports are now on sale in Spanish.The company behind the most widely used credit scores, Fair Isaac Corp., plans to announce Tuesday that its consumer website and products are available in Spanish ...

New credit cards can ding your credit score

Tinesha Ross, a MBNA employee, walks by the credit card museum at MBNA in Wilmington, Del., in this 2003 file photo. / GANNETT FILE PHOTO Don’t apply for or accept any other new credit for three months to six months before going out to look for a car loan, said Anthony A. Sprauve, director of public relations for FICO.

Money tip: 12 steps to healthier credit score

Too many credit scores took fairly big hits during the recession, as people paid bills late or not at all.